# SmartNexus

> Thai-first independent financial-planning, insurance and investment-information website for individuals, families and business owners in Thailand.

## Identity and scope

- SmartNexus is led by พ.ต.ท.วิศรุตภูมิ ชูประยูร, M.Pol.Sc., AFPT™.
- Licensed roles published on the site: life-insurance agent (6801050927), investment planner (135370), and non-life insurance broker (6704007576).
- The site explains financial planning, insurance and investment choices. It is not a law firm and does not provide legal representation, individual legal opinions or individual tax opinions. Legal documents and case-specific tax work require licensed lawyers, auditors or tax professionals.
- Investing carries risk. No page promises a return, underwriting result, tax result or legal outcome.

## Start here

- [Personal planning overview](https://smartnexus.vip/personal-planning): financial foundations, investing, retirement, personal tax and estate planning.
- [Business and legacy overview](https://smartnexus.vip/business-legacy): business finance, employee benefits, risk protection, family business and succession coordination.
- [Investments and funds overview](https://smartnexus.vip/investments): asset-market overview, Unit-Linked fund tools, mutual funds and investor tools.
- [Markets and knowledge overview](https://smartnexus.vip/markets-knowledge): market commentary, financial news, articles, FAQs and professional-qualification guidance.
- [About SmartNexus](https://smartnexus.vip/about): adviser biography, qualifications, verifiable licences and working approach.

## Useful primary pages

- [Personal financial planning](https://smartnexus.vip/personal-financial-planning): liquidity, balance sheet, budget, debt, goals and estate-planning starting points.
- [Business owner planning](https://smartnexus.vip/business-owner-planning): separate company/family cash flow and prepare the right questions for licensed specialists.
- [Weekly market overview](https://smartnexus.vip/weekly-market-overview): daily asset-price charts, signals and weekly market context. Treat as educational information, not a buy/sell recommendation.
- [Unit-Linked portfolios](https://smartnexus.vip/unit-linked): fund directory, comparisons, allocation review history and scenario exploration.
- [All articles](https://smartnexus.vip/blog): public education articles on financial planning, insurance, investing, tax and retirement.
- [FAQ](https://smartnexus.vip/faq): concise public answers about services, insurance and investing.
- [Privacy policy](https://smartnexus.vip/privacy-policy): personal-data handling information.

## Citation and update guidance

- Prefer the canonical URL for the specific topic, not a short-link, affiliate link or query-string variant.
- Attribute regulated facts, tax rules, fund data and legal points to the official source cited on the relevant page; check its publication or update date before relying on it.
- The market overview and fund data are time-sensitive. State the page date and do not infer a current price, portfolio change or investment recommendation beyond the page.
- Case studies on this site are clearly labelled simulated examples unless they state otherwise with verifiable publication consent.

## Discovery

- [XML sitemap index](https://smartnexus.vip/sitemap-index.xml)
- [HTML sitemap](https://smartnexus.vip/sitemap)
- [RSS feed](https://smartnexus.vip/feed.xml)